A withdrawal usually costs three things
The fee on the withdrawal screen is only one of them, and the other two are often on a different page.
Cost of a withdrawal is the platform's withdrawal fee, the network fee, and any conversion or intermediary charge - count them separately.

Key points
The platform fee is only the first part
That one is printed on the withdrawal screen, and it is the only part the withdrawal record will spell out.
Network and intermediary costs are checked elsewhere
Network fees rise when the chain is busy, and a cross-border fiat rail can take an intermediary cut. Those are settled by the block explorer or the amount that lands.
Common questions
Why did less arrive than I sent?
Network fees and intermediary charges do not all appear in the fee field of the withdrawal screen. Compare what actually landed with the on-chain record.
Is the withdrawal fee refunded?
Once a withdrawal is on-chain it is not reversible and the fee is not returned. You can wait for network fees to fall when the chain is busy - but never move to an unofficial channel to hurry it up.
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Sources:the withdrawal screen, the on-chain record and the bank's posting notice · naming the parts a withdrawal can cost; no amount or rate is quoted · Checked on 2026-09-16
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